Washington State VA Home Loans Interest Rates | VA IRRRL | VA Cash Out | VA Purchase Loans 

Your Home, Our Low Rate Guarantee!

*=This is only an estimate, provided for illustrative purposes only. Actual Washington State VA mortgage rates and payments may vary. It does not constitute a quote. APR based on a VA 30 or 15 year fixed rate, Sales Price $450,000, loan amount $459,675, 2.15 % VA funding fee, 720 Fico 30 day lock price.  30 Year points .493% 15 Year points .497% VA IRRRL Streamline 450,000 loan amount, 720 Fico .462% points as of 2-14-25.     https://www.vahomeloans.com

Kevin Tinsley

VA Loan Officer

NMLS #108542
(253) 472-1500
kevin@vahomeloans.com

Welcome! I’m dedicated to assisting you with your VA Home Loan needs in Washington State. Let’s connect via phone, text, or email to explore your home buying or refinancing options. No commitments, no credit checks—just reliable and current VA loan insights.

Kevin Tinsley photo

Explore Washington State: The Evergreen Gem of the Pacific Northwest

Washington State, located in the heart of the Pacific Northwest, is a land of breathtaking natural beauty, vibrant cities, and boundless opportunities. Known as the “Evergreen State” for its lush forests, Washington is a destination where outdoor enthusiasts, urban dwellers, and military families can find their perfect balance. Whether you’re drawn to the bustling tech hubs of Seattle, the serene shores of the Puget Sound, or the rugged beauty of the Cascade Mountains, Washington State has something for everyone.

Proximity to Joint Base Lewis-McChord (JBLM)

Washington State is home to Joint Base Lewis-McChord (JBLM), one of the largest and most strategically significant military installations in the United States. Located near Tacoma, JBLM is centrally positioned, providing easy access to many of the state’s attractions and communities. From JBLM, service members and families can explore everything Washington has to offer, from the coastline to the mountains.

Natural Wonders

Mountains and Trails

Washington State’s diverse landscape includes some of the most iconic mountain ranges and outdoor destinations in the country:

  • Mount Rainier National Park: Home to the state’s highest peak, Mount Rainier offers hiking, camping, and awe-inspiring vistas.

  • Olympic National Park: A UNESCO World Heritage site featuring lush rainforests, rugged coastlines, and alpine meadows.

  • Cascade Range: A paradise for skiing, snowboarding, and year-round hiking.

Waterways and Coastlines

From the Pacific Ocean to the inland waterways, Washington boasts stunning aquatic environments:

  • Puget Sound: A network of bays and islands perfect for kayaking, boating, and wildlife watching.

  • Columbia River Gorge: Known for its dramatic cliffs, waterfalls, and windsurfing opportunities.

  • Lake Chelan: A crystal-clear alpine lake ideal for fishing, swimming, and relaxing.

Urban and Cultural Experiences

Seattle

Washington’s largest city is a hub of innovation and culture:

  • Space Needle: An iconic landmark offering panoramic views of the city and beyond.

  • Pike Place Market: A historic marketplace known for fresh seafood, local artisans, and vibrant energy.

  • Tech Industry: Home to global giants like Microsoft and Amazon, Seattle is a thriving tech hub.

Spokane

Located in Eastern Washington, Spokane offers a blend of urban amenities and natural beauty:

  • Riverfront Park: A scenic downtown park featuring the Spokane River and Spokane Falls.

  • Cultural Festivals: From Hoopfest to the Lilac Festival, Spokane celebrates community and creativity.

Tacoma

Tacoma combines a rich history with modern attractions:

  • Museum District: Explore the Museum of Glass, Tacoma Art Museum, and Washington State History Museum.

  • Point Defiance Park: A sprawling urban park with beaches, hiking trails, and a renowned zoo.

Housing and Real Estate

Washington State offers diverse housing options, from urban apartments in Seattle to suburban family homes near JBLM, and rural retreats in Eastern Washington. The state’s varied geography ensures there’s a perfect community for every lifestyle and budget.

Education and Schools

Washington is home to some of the nation’s top schools and universities:

  • University of Washington: A world-renowned research institution in Seattle.

  • Washington State University: Located in Pullman, offering a wide range of academic programs.

  • Public and Private Schools: High-quality K-12 education options are available statewide.

Military-Friendly Environment

Washington State’s strong military presence ensures robust support for service members and their families. Communities around JBLM and Fairchild Air Force Base in Spokane are especially welcoming, with military discounts, veteran organizations, and events that honor those who serve.

Why Choose Washington State?

Washington State offers an unparalleled quality of life, blending the best of urban and natural experiences. From the vibrant energy of its cities to the tranquility of its wilderness, Washington is a place where adventure, opportunity, and community come together. Whether you’re exploring the majestic Mount Rainier, enjoying a fresh seafood feast, or discovering the rich cultural heritage of its towns and cities, Washington State is a destination that truly has it all.

Discover Washington today and find out why it’s one of the most desirable places to live, work, and explore in the United States!

 

35284 Washington State

Washington State VA Loan Program with Zero Down! Cash Out Debt Consolidation or VA IRRRL.

We are thankful for our veterans service and we would like to help get you into a new Washington State home with zero down!

Fill out this quick form and if you are active duty, veteran or spouse of a veteran and were honorably discharged we will do our best to help you get funded with the VA Loan Program.

In addition to zero down, the VA loan limits closing costs and requires no private mortgage insurance (PMI) or early payoff penalties.

Washington State VA Loan Benefits 

icon

No Down Payment!

There is no down payment on most home purchase! Get Pre-Approved Today. Washington State's #1 Source for Fast, Low Cost VA home loans.

  • Benefits
  • icon Avoid Needing Large Payment
  • icon Use Your Money For Other Things
Check Eligibility
icon

Closing Costs

Some Veterans are eligible for limited closing costs

  • Benefits
  • icon Smaller Loan
  • icon Lower Payments
Apply Now
icon

No PMI

Avoid paying private mortgage insurance

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

Why Pay a Higher Rate than you have to on your Washington State VA Loan?

Compare our VA rates and closing cost with some of the county's top VA lenders like Veterans United to see how much you can save! Great for VA Purchase, VA Cash Out or VA IRRRL loans.  Located in Washington State, we are the local source for Fast, Low Cost VA Loans.

Apply Now

Let's get started on your Washington State VA loan today!  Purchase, Cash Out Refinance or VA Renovation Loan.

We have been assisting Northwest Veterans and Active Duty Members with there Washington State VA loans since 1996 (Located close to JBLM).  

Fill out this quick form and we will contact you and review your current mortgage and see if refinancing will save you on your current monthly payments (hint rates have basically never been this so it probably will!).

We can also see if you are eligible to get cash out as well! We will make it as easy as possible and we should be able to see if we can save you money after a quick consultation.... so fill out this form and lets get started 😊

G-Y4RP84J1PL