Tacoma VA Loan Mortgage Interest Rates | VA IRRRL (streamline refinance) | VA Cash Out Refinance | VA Purchase Loans
Your Tacoma Home, Our Low VA Rate Guarantee!
*=This is only an estimate, provided for illustrative purposes only. Actual Tacoma VA Home Loan interest rates and payments may vary. It does not constitute a quote. APR based on a VA 30 or 15 year fixed rate, Sales Price $450,000, loan amount $459,675, 2.15 % VA funding fee, 720 Fico 30 day lock price. 30 Year points .493% 15 Year points .497% VA IRRRL Streamline 450,000 loan amount, 720 Fico .462% points as of 2-14-25. https://www.vahomeloans.com
Kevin Tinsley
VA Loan Officer
NMLS #108542
Welcome! I’m dedicated to assisting you with your VA Home Loan needs in Tacoma, WA, and beyond. Let’s connect via phone, text, or email to explore your home buying or refinancing options. No commitments, no credit checks—just reliable and current VA loan insights.

Tacoma VA Loan Rates for Purchase, Cash Out Refinance or VA IRRRL (Streamline Refinance Programs)
We are thankful for our veterans service and we would like to help get you into a new Tacoma home with zero down or help with a Tacoma VA Cash Out Refinance or VA IRRRL Streamline Refinance.
Fill out this quick form and if you are active duty, veteran or spouse of a veteran and were honorably discharged we will do our best to help you get funded with the VA Loan Program.
In addition to zero down, the VA loan limits closing costs and requires no private mortgage insurance (PMI) or early payoff penalties.
Discover Tacoma: A Vibrant City Near JBLM
Tacoma, Washington, is a thriving urban hub nestled between the natural beauty of the Pacific Northwest and the bustling activities of Joint Base Lewis-McChord (JBLM). Known for its vibrant arts scene, rich history, and proximity to outdoor adventures, Tacoma offers something for everyone—from military families stationed at JBLM to visitors seeking new experiences. Here’s why Tacoma is the perfect place to explore, live, or invest in.
Proximity to JBLM
Located just 20 minutes south of Tacoma, JBLM is one of the largest military installations on the West Coast. This proximity makes Tacoma an ideal home base for service members, civilian employees, and military families. With convenient access to I-5, commuting between the city and JBLM is seamless, offering the best of both worlds: the dynamism of urban living and the practicality of being close to work.
Attractions and Amenities
Arts and Culture
Tacoma is known for its creative energy, showcased in its museums, galleries, and theaters. Highlights include:
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Museum of Glass: Featuring contemporary glass art and live demonstrations.
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Tacoma Art Museum: Celebrating Northwest art and culture.
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Washington State History Museum: Exploring the state’s rich heritage.
Outdoor Adventures
Surrounded by water, mountains, and forests, Tacoma is a paradise for nature enthusiasts:
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Point Defiance Park: A 760-acre park with hiking trails, gardens, and a zoo.
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Ruston Way Waterfront: Perfect for walking, dining, and enjoying scenic Puget Sound views.
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Proximity to Mount Rainier National Park: Just an hour away for hiking, skiing, and mountaineering.
Dining and Nightlife
From farm-to-table dining to eclectic eateries, Tacoma’s culinary scene is as diverse as its population. Enjoy waterfront dining along Ruston Way or explore trendy breweries and coffee shops in the downtown area.
Family-Friendly Activities
Tacoma boasts numerous family-oriented attractions, including:
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Point Defiance Zoo & Aquarium
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Children's Museum of Tacoma
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LeMay - America’s Car Museum
Housing and Real Estate
Tacoma’s housing market offers a variety of options, from historic Craftsman homes to modern apartments. Its affordability compared to Seattle makes it a popular choice for military families and first-time homebuyers. Whether you're looking to rent or buy, Tacoma provides excellent value and a strong sense of community.
Education and Schools
Tacoma is home to quality public and private schools, as well as higher education institutions like the University of Washington Tacoma and Bates Technical College. Families in Tacoma benefit from a wide range of educational opportunities.
Military-Friendly Community
Tacoma prides itself on being a welcoming city for military members and their families. With numerous veteran-owned businesses, military discounts, and support services, the city ensures that those connected to JBLM feel right at home.
Why Choose Tacoma?
Tacoma offers a unique blend of urban amenities and small-town charm, making it an excellent choice for those seeking a vibrant yet accessible lifestyle. Its proximity to JBLM and the region’s natural beauty further enhances its appeal. Whether you’re relocating for military duty, planning a visit, or considering an investment, Tacoma promises opportunities and adventures at every turn.
Explore Tacoma today and experience all this remarkable city has to offer!
Tacoma VA Home Loan Eligibility Benefits

No Down Payment!
There is no down payment on most home purchase!
- Benefits
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Avoid Needing Large Payment
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Use Your Money For Other Things

Closing Costs
Some Veterans are eligible for limited closing costs
- Benefits
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Smaller Loan
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Lower Payments

No PMI
Avoid paying private mortgage insurance with a little at 10% VA award.
- Benefits
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Hassle Free Funding
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Get Your Dream House
Why Pay a Higher Rate than you have to on your Tacoma VA Loan?
When VA mortgage rates start to drop, we can use the VA IRRRL streamline program to lower your rates by a minimum of .5%, plus your first payment starts within 30-60 days of closing. No appraisal or income documents required. We can provide a quick quote to see how much you can save. We also can do a Tacoma VA Cash Out refinance up to 90%-100% loan to value. Receive VA disability, you most likely will be exempt from the VA funding fee saving you thousands of dollars in closing costs.
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Tacoma VA Cash Out Refinance or VA IRRRL
We can help you lock in a long term fixed rate and get out of your ARM.
Click Here For MoreFHA Streamline Refinance
There are lots of good reasons to choose an FHA loan.
Click Here For MoreLet's get started on your Tacoma VA loan today! Purchase, Cash Out Refinance or VA Renovation Loan.
We have been assisting Northwest Veterans and Active Duty Members with there Tacoma VA loans since 1996.
Fill out this quick form and we will contact you and review your current mortgage and see if refinancing will save you on your current monthly payments (hint rates have basically never been this so it probably will!).
We can also see if you are eligible to get cash out as well! We will make it as easy as possible and we should be able to see if we can save you money after a quick consultation.... so fill out this form and lets get started 😊