Seattle WA VA Loan Mortgage Rates | VA Cash Out Refinance | VA Streamline (va irrrl) | VA Purchase Loans*

*=This is only an estimate, provided for illustrative purposes only. Actual Seattle VA loan mortgage rates and payments may vary. It does not constitute a quote. APR based on a VA 30 or 15 year fixed rate, Sales Price $450,000, loan amount $459,675, 2.15 % VA funding fee, 720 Fico 30 day lock price.  30 Year points .493% 15 Year points .497% VA IRRRL Streamline 450,000 loan amount, 720 Fico .462% points as of 2-14-25.  https://www.vahomeloans.com

Kevin Tinsley

VA Loan Officer

NMLS #108542
(253) 472-1500
kevin@vahomeloans.com

Welcome to my webpage! I’m here to provide expert guidance on your VA Home Loan. Whether you prefer a phone call, text, or email, I’m happy to discuss your home buying or refinancing plans. No obligations, no credit checks—just accurate, up-to-date VA loan information.

Kevin Tinsley photo

See Live Rates for Seattle VA Mortgage Interest Rates.  37 years of VA lending experience to help with your VA Purchase, VA Cash Out Refinance or VA IRRRL.

We are thankful for our veterans service and we would like to help get you into a new home with zero down in Seattle!

Fill out this quick form and if you are active duty, veteran or spouse of a veteran and were honorably discharged we will do our best to help you get funded with the VA Loan Program.

In addition to zero down, the VA loan limits closing costs and requires no private mortgage insurance (PMI) or early payoff penalties.

Discover Seattle

Seattle, Washington, is a world-class city celebrated for its innovation, stunning natural surroundings, and vibrant culture. Just a short drive from Joint Base Lewis-McChord (JBLM), Seattle offers a unique blend of urban sophistication and Pacific Northwest charm. Whether you’re stationed at JBLM, visiting, or considering relocating, Seattle has something for everyone.

Proximity to JBLM

Located about 45 minutes north of JBLM, Seattle provides easy access via Interstate 5. This makes it a convenient option for weekend getaways, cultural excursions, or even a home base for those willing to commute. With its robust public transportation system and carpool options, connecting to JBLM is straightforward and efficient.

Attractions and Amenities

Iconic Landmarks

Seattle is home to some of the most recognizable landmarks in the world, including:

  • Space Needle: Offering panoramic views of the city and surrounding mountains.

  • Pike Place Market: A bustling marketplace with fresh seafood, local artisans, and vibrant energy.

  • Chihuly Garden and Glass: Showcasing stunning glass artwork.

Outdoor Adventures

Seattle’s location between Puget Sound and the Cascade Mountains makes it a haven for outdoor enthusiasts:

  • Discovery Park: A 534-acre urban park with trails, beaches, and breathtaking views.

  • Lake Washington: Ideal for kayaking, paddleboarding, and lakeside picnics.

  • Day Trips to Mount Rainier: Just over an hour’s drive for hiking and skiing.

Dining and Nightlife

Seattle’s food scene is renowned for its diversity and innovation. From fresh seafood at waterfront restaurants to food trucks and Michelin-starred establishments, the city caters to all tastes. Its nightlife includes trendy cocktail bars, live music venues, and craft breweries.

Family-Friendly Activities

Seattle offers an array of attractions that families will love, including:

  • Seattle Aquarium

  • Woodland Park Zoo

  • The Museum of Flight

Housing and Real Estate

Seattle’s real estate market offers a mix of modern condos, charming bungalows, and luxury homes. While housing in Seattle tends to be more expensive than in nearby cities like Tacoma, its neighborhoods offer unique personalities and proximity to world-class amenities. Areas like West Seattle and Beacon Hill provide great options for those balancing city living with JBLM access.

Education and Schools

Seattle is home to top-rated public and private schools, as well as prestigious higher education institutions like the University of Washington and Seattle University. Families in Seattle benefit from diverse and innovative educational opportunities.

Military-Friendly Community

Seattle has a strong connection to its military population, with numerous organizations and businesses supporting veterans and active-duty service members. Military discounts, veteran employment programs, and welcoming communities make Seattle a supportive environment for those affiliated with JBLM.

Why Choose Seattle?

Seattle offers the perfect balance of urban excitement and natural beauty. Its proximity to JBLM ensures that service members and their families can enjoy all the city has to offer while staying connected to their military commitments. Whether you’re exploring its iconic landmarks, indulging in its culinary scene, or taking advantage of its career opportunities, Seattle is a city that delivers on every front.

Explore Seattle today and see why it’s one of the most dynamic cities in the Pacific Northwest!

Meet Seattle's #1 VA Home Loan Specialist 

Discover the local, fast, friendly, and experienced touch of VAHomeLoans.com in Seattle. We're here to assist you every step of the way through the VA home loan process, ensuring a smooth and personalized journey toward homeownership

Seattle VA Loan Benefits

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No Down Payment!

There is no down payment on most home purchase!

  • Benefits
  • icon Avoid Needing Large Payment
  • icon Use Your Money For Other Things
Check Eligibility
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Closing Costs

Some Veterans are eligible for limited closing costs

  • Benefits
  • icon Smaller Loan
  • icon Lower Payments
Apply Now
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No PMI

Avoid paying private mortgage insurance

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your New Home

We Shop, You Save!

Why Pay A Higher Rate On Your Seattle VA Loan?

When VA mortgage rates start to drop, we can use the VA IRRRL streamline program to lower your rates by a minimum of .5%, plus your first payment starts within 30-60 days of closing.  No appraisal or income documents required.  We can provide a quick quote to see how much you can save.  We also can do a Seattle VA Cash Out refinance up to 90%-100% loan to value. Receive VA disability, you most likely will be exempt from the VA funding fee saving you thousands of dollars in closing costs. 

Apply Now

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

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Seattle VA Loan Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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There are lots of good reasons to choose an FHA loan.

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Debt Consolidation Refinance with Your VA Home Loans Benefits in Seattle!

A Seattle VA cash-out refinance is a unique benefit for eligible veterans and active-duty service members. It allows them to access their home's equity by replacing their existing VA loan with a larger one, receiving cash that can be used for various purposes. This program offers favorable terms and competitive interest rates, making it a valuable financial tool for those who've served our country.

Fill out this quick form and we will contact you and review your current mortgage and see if refinancing will save you on your current monthly payments (hint rates have basically never been this so it probably will!).

We can also see if you are eligible for a VA IRRRL (Streamline Refinance)! We will make it as easy as possible and we should be able to see if we can save you money after a quick consultation.... so fill out this form and lets get started 😊

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