Lakewood, WA VA Mortgage Interest Rates | VA IRRRL (streamline refinance) | VA Purchase | VA Cash Out Refinance*
*=This is only an estimate, provided for illustrative purposes only. Actual Lakewood, WA VA Mortgage interest rates and payments may vary. It does not constitute a quote. APR based on a VA 30 or 15 year fixed rate, Sales Price $450,000, loan amount $459,675, 2.15 % VA funding fee, 720 Fico 30 day lock price. 30 Year points .493% 15 Year points .497% VA IRRRL Streamline 450,000 loan amount, 720 Fico .462% points as of 2-14-25. https://www.vahomeloans.com
Kevin Tinsley
VA Loan Officer
NMLS #108542
Welcome! I’m dedicated to assisting you with your VA Home Loan needs in Lakewood, WA, and beyond. Let’s connect via phone, text, or email to explore your home buying or refinancing options. No commitments, no credit checks—just reliable and current VA loan insights.

Discover Lakewood: A Thriving Community Near JBLM
Lakewood, Washington, is a vibrant city known for its diverse community, stunning lakes, and convenient proximity to Joint Base Lewis-McChord (JBLM). As a hub of activity with a rich history and modern amenities, Lakewood offers an exceptional quality of life for military families, professionals, and visitors alike.
Proximity to JBLM
Lakewood is located just 10 minutes north of JBLM, making it one of the most convenient cities for military personnel and their families. With quick access to Interstate 5 and other major roads, Lakewood provides seamless connectivity to the base and surrounding areas.
Attractions and Amenities
Outdoor Recreation
Lakewood’s abundance of parks and lakes makes it an outdoor lover’s paradise:
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American Lake: Perfect for boating, fishing, and swimming, with stunning views and picnic areas.
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Fort Steilacoom Park: A 340-acre park with trails, sports fields, and an off-leash dog park.
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Lakewold Gardens: A serene escape featuring beautiful gardens and historic architecture.
Arts and Culture
Lakewood celebrates its diverse heritage and vibrant arts scene through:
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Lakewood Playhouse: Hosting performances ranging from classic plays to contemporary productions.
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Clover Park Historical Society: Preserving the city’s rich history.
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Cultural Festivals: Including the annual International Festival showcasing the area’s multicultural community.
Dining and Shopping
Lakewood offers a wide variety of dining options, from global cuisines to classic American favorites. Its shopping scene includes:
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Lakewood Towne Center: Featuring popular retail stores, restaurants, and entertainment options.
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Local Markets: Offering fresh produce and specialty goods.
Housing and Real Estate
Lakewood’s real estate market caters to a range of preferences and budgets, from waterfront properties to affordable single-family homes. Its proximity to JBLM and strong sense of community make it a top choice for military families and professionals alike. Many neighborhoods feature tree-lined streets and easy access to parks and schools.
Education and Schools
Lakewood is served by the Clover Park School District, which is highly regarded for its focus on academic excellence and student success. The area also offers access to higher education institutions like Clover Park Technical College and Pierce College Fort Steilacoom.
Military-Friendly Community
As a city with deep ties to JBLM, Lakewood is a welcoming and supportive community for service members and their families. From veteran-owned businesses to military discounts and local support organizations, Lakewood ensures that military personnel feel valued and at home.
Why Choose Lakewood?
Lakewood’s combination of natural beauty, urban convenience, and close proximity to JBLM makes it a standout choice for those connected to the base. Its diverse attractions, family-friendly amenities, and welcoming community create an environment where everyone can thrive. Whether you’re enjoying a day on the lake, exploring local culture, or finding your dream home, Lakewood offers endless opportunities.
Discover Lakewood today and experience why it’s one of the Pacific Northwest’s most desirable places to live and visit!
Lakewood, WA VA Loan Program with Zero Down! Cash Out Debt Consolidation or VA IRRRL.
We are thankful for our veterans service and we would like to help get you into a new Lakewood home with zero down!
Fill out this quick form and if you are active duty, veteran or spouse of a veteran and were honorably discharged we will do our best to help you get funded with the VA Loan Program.
In addition to zero down, the VA loan limits closing costs and requires no private mortgage insurance (PMI) or early payoff penalties.
Lakewood, WA VA Loan Benefits

No Down Payment!
There is no down payment on most home purchase! Get Pre-Approved Today.
- Benefits
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Avoid Needing Large Payment
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Use Your Money For Other Things

Closing Costs
Some Veterans are eligible for limited closing costs
- Benefits
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Smaller Loan
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Lower Payments

No PMI
Avoid paying private mortgage insurance
- Benefits
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Hassle Free Funding
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Get Your Dream House
Why Pay a Higher Rate than you have to on your Lakewood VA Loan?
Compare our VA rates and closing cost with some of the county's top VA lenders like Veterans United to see how much you can save! Locally based in Lakewood, WA we serve the entire state of Washington with Fast, Low Cost, VA loans. We can provide a quote with current rates and fees without the need to pull credit. If you have already been pre-approved with another lender, let us double check you are getting a competitive interest rates and the fees are consistent with industry standards. No obligation, we are here to serve, YOU!
Apply NowRefinance
We can help you lock in a long term fixed rate and get out of your ARM.
Click Here For More
FHA
There are lots of good reasons to choose an FHA loan.
Click Here For MoreLet's get started on your Lakewood VA loan today! Purchase, Cash Out Refinance or VA Renovation Loan.
We have been assisting Northwest Veterans and Active Duty Members with there Lakewood VA loans since 1996 (Located close to JBLM).
Fill out this quick form and we will contact you and review your current mortgage and see if refinancing will save you on your current monthly payments (hint rates have basically never been this so it probably will!).
We can also see if you are eligible to get cash out as well! We will make it as easy as possible and we should be able to see if we can save you money after a quick consultation.... so fill out this form and lets get started 😊