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Dec
08
2021

Can You Buy A Home Without A Credit Score?
Your credit history and credit score are among the top factors lenders consider when they approve a mortgage. This can make it challenging to buy a home for those who don’t have a credit history. Plus, if you’ve never borrowed or used credit cards, your credit score may have...

Dec
01
2021

How Do Mortgage Lenders Decide How Much You Can Borrow?
When you apply for a loan, your mortgage lender informs you of the maximum amount you can borrow, and this will help you get an idea of how much house you can afford. The question most buyers ask is how they reach this amount and what factors influence their decision? Read on to understand the...

Nov
24
2021

How Does a Home Improvement Loan Work?
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan. Home improvement loans allow you to use the equity in your home to fund your home renovation. Benefits of...

Nov
17
2021

Which One Is Better? An FHA Or Conventional Loan?
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the other. This article will give...

Nov
15
2021

VA IRRRL - Lakewood, Tacoma, Seattle, Puyallup, Lacey, Olympia, Everett, Silverdale
Generally, the obligors (i.e. borrowers) on the original loan must be the same obligors on the current loan, and the veteran must own the property being refinanced. If there is a change in the obligors from the original note to the current loan, this change must be analyzed. There are...

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