Serving Those Who Served
Washington's VA Loan Specialist
Since 1996 • JBLM • Tacoma • Seattle
$0 Down • No PMI • Wholesale Rates • NMLS 108686 / 108542
Welcome to VAHomeLoans.com - All Tech Mortgage Inc.
Washington's VA Loan Specialist Since 1996
At VAHomeLoans.com - All Tech Mortgage Inc., we don't treat veterans like a loan number. I'm Kevin Tinsley, NMLS 108542, and since 1996 I've helped over 1,000 Washington veterans, active-duty service members from JBLM, Fairchild AFB, Naval Base Kitsap, and Whidbey Island use their VA benefits to buy with $0 down and no PMI.
National call centers use a banking formula. I use common sense and 40 years of VA expertise. As a local mortgage broker Company NMLS 108686, I shop wholesale investors including VA-approved lenders to get you wholesale rates, not retail markups.
VA Loan Programs We Specialize In:
- VA Purchase Loans - $0 down, no PMI, no loan limit with full entitlement. Conforming $1,089,300 in Pierce, King, Thurston, Spokane counties in 2026. Buy with BAH at JBLM.
- VA IRRRL (Interest Rate Reduction Refinance Loan) - Lower your rate, no appraisal, no income docs in many cases. Close in 14-21 days.
- VA Cash-Out Refinance to 100% LTV - Access equity, consolidate debt, no PMI, up to 100% loan-to-value.
- VA Jumbo Loans - No VA loan limit with full entitlement - buy over $1,089,300 with $0 down in Seattle, Tacoma, Lakewood.
- VA Condo Loans - VA-approved condos in Tacoma, Seattle, Olympia, Spokane.
Whether you need Full Documentation, VA disability income, BAH only, or non-traditional credit, we fit your mission - not a bank box. Serving JBLM, Lakewood, Tacoma, Steilacoom, DuPont, Lacey, Olympia, Seattle, Spokane, and all Washington State with local closings, not an out-of-state call center.
Ready to use your VA benefit? Check eligibility in 2 minutes with our secure 1003 application. No impact on credit until you lock.
Check VA Eligibility → Company NMLS 108686 | Kevin NMLS 108542 | (253) 472-1500